Voluntary Benefits

Your contributions toward the cost of voluntary benefits are automatically deducted from your paycheck after taxes.

Available Plans

Accident Insurance

UnitedHealthcare

Accident insurance, provided through UnitedHealthcare, can soften the financial impact of an accidental injury by paying a benefit to you to help cover the unexpected out-of-pocket costs related to treating your injuries. Some accidents, like breaking your leg, may seem straightforward: you visit the doctor, take an X-ray, put on a cast and rest up until you’re healed. But treating a broken leg can cost thousands of dollars. When your medical bill arrives, you’ll be relieved you have accident insurance on your side. Accident insurance pays a fixed cash benefit directly to you when you have a covered accident-related injury, like a sprain or bone fracture.

What's Included

Doctor's office visits
Diagnostic exams
Broken leg rehab treatment
Physical therapy sessions
Plan includes a $50 Annual Wellness Benefit.

Accident Insurance in Practice

Item	Details
Situation	Abed broke his leg in a bike accident.
Total Benefit Paid Directly to Employee	$4,250

Situation

Details: Abed broke his leg in a bike accident.

Total Benefit Paid Directly to Employee

Details: $4,250

Premium Contributions

Coverage Tier	Per Paycheck Contributions
Employee Only	$4.07
Employee + Spouse	$6.88
Employee + Child(ren)	$8.08
Employee + Family	$10.90

Employee Only

Per Paycheck Contributions: $4.07

Employee + Spouse

Per Paycheck Contributions: $6.88

Employee + Child(ren)

Per Paycheck Contributions: $8.08

Employee + Family

Per Paycheck Contributions: $10.90

Contributions are automatically deducted from your paycheck after taxes.

Hospital Indemnity Insurance

UnitedHealthcare

When you or a dependent need to be hospitalized, your family deserves to focus on their well-being, not the stress of a stint at the hospital, which can cost an average of $3,025 per inpatient day. Hospital indemnity, provided through UnitedHealthcare, pays a fixed cash benefit directly to you when you experience:

What's Included

Hospital admissions
Hospital stays
Intensive care unit stays
Benefits: $1,000 per admit per year / $100 per day up to 365 days.
Plan includes a $50 Annual Wellness Benefit.

Hospital Indemnity Insurance in Practice

Item	Details
Situation	Craig was hospitalized following a car accident.
Total Benefit Paid Directly to Employee	$2,250

Situation

Details: Craig was hospitalized following a car accident.

Total Benefit Paid Directly to Employee

Details: $2,250

Premium Contributions

Coverage Tier	Per Paycheck Contributions
Employee Only	$5.58
Employee + Spouse	$11.52
Employee + Child(ren)	$10.68
Employee + Family	$17.69

Employee Only

Per Paycheck Contributions: $5.58

Employee + Spouse

Per Paycheck Contributions: $11.52

Employee + Child(ren)

Per Paycheck Contributions: $10.68

Employee + Family

Per Paycheck Contributions: $17.69

Contributions are automatically deducted from your paycheck after taxes.

Critical Illness Insurance

UnitedHealthcare

About half of U.S. adults report being unable to pay an unexpected medical bill of $500 without going into debt. With critical illness insurance provided through UnitedHealthcare, you won’t have to. This benefit provides a fixed, lump-sum cash benefit directly to you when you are diagnosed with a covered health condition such as a heart attack or stroke.

What's Included

Increased living expenses
Prescriptions
Travel expenses
Treatments
Coverage can be elected in amounts of $15,000 or $30,000.
The plan includes an Annual Wellness Benefit.

Critical Illness Insurance in Practice

Item	Details
Situation	Britta had a heart attack while raking leaves.
Covered Benefits	Heart attack diagnosis
Total Benefit Paid Directly to Employee	$15,000

Situation

Details: Britta had a heart attack while raking leaves.

Covered Benefits

Details: Heart attack diagnosis

Total Benefit Paid Directly to Employee

Details: $15,000